What should I do if I'm involved in an accident?

Question

Accepted Answer

1.   Stop, stay calm, and do not leave the scene of an accident.

2.   Get help for anyone who may be injured.

3.   Exchange information with the other driver, passengers, or anyone else involved in the accident: Name, Address, Phone number, Drivers license number, License plate, Insurance company and Insurance policy number.

4.   Get names, address, phone numbers and information about the accident from witnesses.

5.   Only discuss the accident with the police and your insurance company.

6.   Do not discuss your insurance coverage or limits.

7.   Make a quick sketch of the scene or take pictures if time allows.

8.   Call your insurance company to report the claim.

9.   Report the accident to the DMV within 72 hours if there is more than $1500 in property damage, or if someone is injured.

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